This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, FL, GA, HI, ID, ID, IN, KS, KY, MD, MA, MI, MN, MO, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SD, TX, UT, VA, WA, WV, WI, WY. No offers may be made or accepted from any residents outside of the specific states referenced.

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Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary.

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